"You don't have the money to pay for this now? Be sure to come back when you do!" Did you just watch a customer walk away from a profitable sale because he or she didn't have cash to pay for your product or services? Wouldn't you rather LOCK the door instead ... and LOCK IN that sale so YOUR valuable customer doesn't become SOMEBODY ELSE'S valuable customer? Whether you sell jewelry, furniture or resort timeshares, or instruct classes to train nurses or truckers, there are times when your customer desperately wants your goods or services - but just can't afford to pay for them in one lump sum and can't get a traditional loan. That's where we step in! Consumer Product Financing can be the final piece of your financial puzzle! And if you already have financing for your products ... isn't it great to have options? After all, would you go to a car dealer who has only one model, one color and no options? Of course not. Our program for the products on our pre-approved list and other equipment that qualifies for our lease-purchase option will probably knock the stuffing out of what you have now - no holdbacks, no bite out of your profits and non-recourse, meaning no one will be knocking at your door wanting you to make good on an account that's gone bad. All this means MORE MONEY in YOUR POCKET! And now, with our new equipment lease and rent-to-own program, we can offer equipment vendors easy-to-obtain financing for your business-to-business (B2B) commercial customers and for your point of sale retail customers - at absolutely NO COST TO YOU! We can say ... *YES to your start-up commercial customers, including restaurants (how many banks say yes to start-up restaurants?)! *YES to your customers with poor or no credit! *YES within 24 hours, sometimes sooner! *YES to more money in your pocket! *YES even if you already have financial options in place. We can finance your customers with poor to very bad credit - customers your current financing options have said NO to - or won't even consider! Realize, this is a SALES TOOL - and IT COSTS YOU NOTHING TO USE! There are no fees to you to offer our easy-to-use, easy-to-obtain financing for your customers, no sales quotas and no long-term contracts. Since it costs you nothing and there is nothing to lose - GIVE US A TRY TODAY! YOUR BENEFITS * SELL MORE PRODUCTS TO YOUR EXISTING CUSTOMERS: Your existing customers have only so much purchasing power. If you don't have an easy-to-use, easy-to-obtain financing option available, getting one is sure to boost your overall sales to all your customers. If you do have a leasing option, then our easy-to-obtain financing will allow your customers who have previously been declined by other companies to make purchases once, again increasing your sales to your current customers. * SELL MORE PRODUCTS TO A SINGLE CUSTOMER: Your customers usually have only a certain amount of available cash to purchase needed equipment. Often, they want to buy more, but can't due to budgetary constraints. By having a flexible, easy-to-obtain financing option, your customer is put in a position of being able to purchase all the equipment they need! * SELL TO CUSTOMERS WITH POOR OR NO CREDIT, AS WELL AS GOOD: With our easy-to-use, easy-to-obtain financing, your Good Credit, Bad Credit B2B and retail customers get approved ... in fact, most customers get approved. We say YES to poor credit; YES to startup businesses; and YES in as little as 24 hours ... and unless the customer’s credit is really, really bad, it's usually a YES with NO financials! * SELL EVEN TO STARTUP BUSINESSES: Most financial sources don’t approve startups. We do ... and this even includes hard-to-finance restaurant startups! * GET 50 PERCENT OF THE SALE UPFRONT: Once your customer is approved, you can receive 50% of the sale amount up front so you can purchase the equipment from your supplier and install it - this way, you don't even have to lay out your own money to close the sale! This is an incredible benefit that gives you a competitive edge. Most companies don’t this - we do! * YOUR SALES CAN REMAIN HIGH WHEN THE ECONOMY DROPS OFF: We offer easy-to-obtain financing, even when the economy drops off. This allows YOU to keep on making sales, good times or bad. *SALES APPROVED FOR AS LITTLE AS $500: Most leasing companies have a minimum lease approval amount, usually somewhere in the area of $3,000. We say yes to amounts as small as $500, providing smaller equipment vendors with amazing flexibility! * CUSTOMERS APPROVED IN 24 HOURS OR LESS: Most leasing companies take 2-5 business days to approve customers. And that’s only once the customer submits their financials. We can say YES fast, granting approvals in 24 hours or less in most cases. It’s a fact that the longer it takes to obtain approval, the greater the likelihood the customer will walk away and go to your competitor. A super-fast turnaround helps YOU avoid lost sales and helps YOU close sales fast! * OFFER CREDIT WITH NO CHARGEBACKS: What an unbelievable benefit for YOU! Most other leasing companies will charge the entire amount of the lease back to you if the customer defaults. That means that the money the you receive for your sale is not secure. Our program is different. Once you get the funds, it is yours free and clear! There are no worries that your customers' actions will cost YOU money! * INCLUDE DELIVERY AND INSTALLATION COSTS: Where else will you find this? Everyone knows you can lease or rent-to-buy products, but who ever heard of delivery and installation costs being included in the lease? We say YES to delivery and installation costs, providing maximum financing flexibility to your customer. This is sure to drive greater business and profits to YOU! AND BEST OF ALL ... * YOU PAY NOTHING FOR THIS AMAZING PROGRAM! Many other leasing companies require an application fee to be submitted with the customer application. Usually you would have to eat this fee. But with our program, there are NO UPFRONT FEES for your customer to apply. Once your customer is approved and the customer decides to take the financing, the customer is charged a nominal documentation fee of $75. If the customer decides not to take the financing, the fee is not charged. That’s it. No costs to YOU and no costs to anybody if the sale doesn’t close! YOUR CUSTOMERS' BENEFITS Here is how leasing equipment can help your commercial customers, and in some cases, even your retail customers. Pointing out these benefits can help YOU close the sale: * PURCHASE MORE EQUIPMENT: Many businesses are under-equiped because they usually have only a certain amount of available cash available for equipment. By offering them a flexible, easy-to-obtain financing option, your customers don’t have to compromise by taking only part of the equipment they need to be at the top of their field. By having the right financing, your customers can get everything they need, maximizing their chances of success. That helps keep them as a good customer ... YOUR good customer! * SAVE ON-HAND CASH FOR OTHER BUSINESS NEEDS: Most businesses don’t have unlimited cash resources. Limited cash is used for immediate operations and emergencies. Rather than having to dip into this scarce business resource, customers can save the cash for the things that simply cannot go without, and use the financial help you are offering them for all their major equipment purchases. * MAKE LOW, FIXED MONTHLY PAYMENTS: With our program, payments are reasonable, and steady. Once set, they don’t change with fluctuating interest rates. Your customer will know their payment before they accept the lease, and once accepted, can count on that payment being steady until the end. This helps your customer with cash flow management, forecasting, and budgeting. * ACQUIRE NEEDED EQUIPMENT WITHOUT TYING UP VITAL CAPITAL: Your customers get to hold onto their long-term capital for future needs. We front them the money for the equipment they need right now. * KEEP EXISTING LINES OF CREDIT INTACT: Often your customers have spent a significant amount of energy just to build critical lines of credit. They may have credit cards, loans, equity lines, and other credit lines open and ready to use. Our program is so easy to qualify for that it often doesn’t make sense to tie up other, more difficult-to-obtain lines of credit with equipment purchases. And have you ever seen what happens to a customer when the bank calls in their line of credit? It's NOT pretty! * CLAIM AND KEEP A COMPETITIVE EDGE: By making our program available, you know that virtually all your customers can make the equipment purchases they need when they need it – quickly, efficiently, and smartly. This previously unheard-of flexibility gives your business customers the edge they need to stay ahead of the competitive curve and gain or maintain their lead over their competitors. * INCLUDE DELIVERY AND INSTALLATION CHARGES: This is an incredible benefit to your customer, again, allowing them to get the equipment - delivered and installed - that they need now, without tying up their cash resources. Again, your are providing maximum financing to your customers, giving them piece of mind that there will be no hidden costs that will drain their cash reserves. * ENJOY CERTAIN TAX ADVANTAGES: While your customer should consult their CPA or tax specialist for advice specific to their situation, most businesses can deduct the cost of lease payments as expenses on their tax returns. Gone are the days of straightline or accelerated depreciation – which only serve to postpone tax saving. With our program, tax savings can be realized immediately. * SIMPLIFY ACCOUNTING: By having a low, fixed monthly payment, simple, current year expense credits and no depreciation calculations, our program makes accounting a breeze. And anything you can do to make life easier for your customer means you will have an appreciative customer for a long time! * GET APPROVED WITHOUT FINANCIALS: Lots of small companies have trouble just keeping their financials up to date on a regular basis. This is a lot of work. So having to produce financials at the drop of a hat isn't easy. We can provide approvals in most cases without financials, so your customer doesn’t have to spend hours pulling together paperwork that other leasing companies require before they will even consider the application. Customers also feel a sense of personal violation when having to reveal their innermost financial state. This can all be avoided in most cases with us. * GET APPROVED WITHOUT GOOD CREDIT: Our easy-to-obtain financing means most of your customers will get approved, good credit or bad! Your hard-to-finance customer will often be approved without financials within 24 hours. * GET APPROVED EVEN IF A STARTUP: It's difficult for startups to get approved, but we can help your startup customer get the equipment needed to make a good start down the pathway of success ... helping you create and keep that new customer for a long time! PRE-APPROVED COMMERCIAL EQUIPMENT LIST If you sell any of the following products business-to-business (B2B), then it is practically a slam-dunk that you will qualify for our program: Computer Equipment • Hardware (maximum lease term of 36 months) Security Equipment • Hardware only, no monitoring service fees Signs • Commercial Signage • Car Wraps Office Equipment • Batching Machines • Copiers (New only) • Fax Machines • Office Furniture Food Service Equipment • Coffee, Cappuccino, Espresso Machines • Coolers • Dishwashers • Food Warmer Units • Freezer & Refrigerators (Includes under counter) • Fryers • Garbage Disposals • Grinders, Slicers, Mixers • Hot Storage Units • Ice-cream Machines • Ice Machines • Liquor Control Systems & Accessories • Oil Filtration Systems • Ovens (No hood or fire suppression systems) • Portable Filters • Prep and Cooking Tables • Stoves & Ranges General Equipment • Access Routers • Acoustical Ceiling Restoration Equipment • Air Duct Cleaning Equipment • Arcade Machines • Audio Amplifiers for Automobiles • Automotive Equipment (i.e. Lifts, brake lathe, charging Systems, coolant exchanger, battery testers) • Auxiliary Power Units • Bio Pay Check Verification System • Boat Motors (outboard only) • Candy Making Equipment • Cases, Slat walls, and Shelving for display • CashMate Money Counter Systems • Central Vacuum Systems • Commercial Dry Cleaning Equipment • Commercial Display Shelving • Commercial Washers & Dryers • Coin Cashing Machines • Concrete Forms • Construction equipment (No rolling stock, no yellow iron) • Digital Screen Printing Equipment • Digital Wafer Cutter Machines • Digitizers & Blueprint Software • Diesel Engine Generators • Dry Ice Blasting Equipment • Dust Containment Systems • Electronic Stencil Machine • Embroidery Equipment • Energy Management Systems (Wireless included) • Engraving Equipment • Exercise machines • Fishbowl Customer Enrollment Kiosks • Fire Sprinkler Systems/Suppression System - Certificate from Licensed Installer required with Lease Package • Floor & Carpet Care Equipment • FMC Smartbiz Mobile Hand Held Units • Fusion Splicers • Gaming Machines (No Owner/Operator leases accepted) • Gas Systems and Generators (Nitrogen & Oxygen) • Go Carts • Golf Carts • Golf Performance Monitors • GPS/Navigational Units • Gutter Forming Machines (Portable) • Hot Dog Carts/ Concession Carts (Non-Titled) • HVAC Equipment • Hydrogen Enrichment Fuel Systems • ID Verification System • Infrared Cameras & Accessories • Inflatable Play Structures • Kiddie Rides (No Owner/Operator leases accepted) • Kiosks ($5k maximum in funding with maximum 36 month lease term) • Landscaping Equipment (lawn mowers, blowers, mower accessories) • Lightening Protection Systems • Metal Sheering Bending Press • Microdermabrasion Systems • Music Equipment (speakers, mixers, turn tables, & lighting) • Network Testing & Measurement Devices • Omni Vision Mobile Computing Unit • Outdoor Cooling Systems • Paging Systems & Software • Paint Ball Accessories • Paint Booths (For auto repair) • Pallet Trucks (Non Titled) • Pre Engineered Steel Building Kits • Phone Systems • Pitching Machines • Plate Roll Sheet Metal Equipment • Playground Equipment • Popcorn/cotton candy/snow cone machine • Porta Potties • Portable Saw Mill • Portable Ventilation System • POS Systems (Including accessory packages and software) • PowerPay 1000 Secure Check Cashing System • Power Units • Pressure Washers & Equipment • Printing Equipment • Print Finishing Equipment & Accessories • Race Timing Equipment • Rayonet Halogen/UV Screen Exposure System • Restroom Partitions • Roof -Top AC Units • Safes • Salon Equipment (Oxygen Concentrator Machines, Skin Care Equipment) • Salt Water Fish Tanks • Sand Spreader (Model must sit in bed of Truck) • Sheds (Maximum 48 month lease term) • Skid-Steer Front Loader (Non-Titled) • Smoke Pro EVAP Test Machine • Snow Blowers • Snow Plows • Spray on Liners & Accessories • Stretch Wrap Machines & Accessories • Tanning Beds • Tents • Trade Show Booths • Traffic Equipment (Only commercial no Municipal) • Toning Tables (Suntana) • Truck Cranes • Truck Generators & Nite Power Systems • Truck Parts Washer • Truck Radios • Truck Sleepers • Turning Target Systems • Vending Machines (No Owner/Operator leases accepted) • Vertical Milling Machines • Video/Audio Editing Equipment • Vinyl Finished Walls (A-Wall) • Virtual Soundman Remote Device • Volumetric Filler (SVF1-64) • Water Coolers & Purification Systems • Water & Ice Vending Machines • Water Softeners & Treatment Systems • Window Treatments, Shades & Drapes • Wireless Vehicle Ignition Device PRE-APPROVED CONSUMER EQUIPMENT LIST If you sell any of the following products retail to consumers, then you will almost surely will qualify for our program: Computer Equipment • Data Capture Appliances • Home Computer • Hardware (Max 36mth lease term) Security Equipment • Hardware only, no monitoring service fees Medical Equipment • Aqua Detox Machines • Hearing Aids • MediTub/ Spa Tub • Migun Therapeutic Bed • Oxygen Concentrator • Phototherapy System (UvBiotek) General Equipment • Air Conditioners (outdoor cooling systems) • Arcade Machines • Audio Amplifiers for Automobiles • Automotive Equipment (i.e. Lifts, brake lathe, recharging machine, coolant exchanger) • Boat Lifts • Boat Motors (outboard board) • Boilers • Carpet Cleaning Equipment • Central Vacuum Systems • Cleaning Equipment • Energy Management Systems • Fitness Equipment • Generators • Go Carts • Golf Kaddy Stand • Golf Performance Monitors • GPS/Navigational Units • Home Appliances • Home Office Equipment (i.e. copier, fax) • Home Theatre (i.e. Plasma TV, Audio Systems) • Hot Tubs, Spas, Saunas • Kirby Vacuums • Landscaping Equipment (Lawn mowers, riding mowers, accessories blowers) • Lightening Protection Systems • Musical Equipment (ie piano, mixers, speakers, turn tables) • Off Road Vehicles (Argo) • Outdoor Cooling Systems • Paint Ball Accessories • Pre Engineered Steel Building Kits • Pressure Washers & Equipment • Play Systems (Recreational play sets) • Plows • Race Timing Equipment • Recreational Vehicles (Non Titled only) • Salt Water Fish Tanks • Sanding Equipment (only models that sit in truck bed) • Sleep Number Bed • Smoke Pro EVAP Test Machines • Snap on Tools / Matco Tools (Technician Program) • Snow Blowers • Tanning Beds • Tents • Truck Parts Washer • Video/ Audio Editing Equipment • Water Coolers & Purification Systems • Water Softeners & Treatment Systems • Welding Equipment • Wood Furnaces REDSCISSORS.com can also offer Consumer Product Financing plans for both traditional and non-traditional products, not limited to but including: * HOME: Vacuum and Air, Buyer's Club, Pianos, Jewelry, Water Purification, Security Systems and Cookware * EDUCATION: Seminars, Real Estate, Nursing, Truck Driving, Business Opportunity, Massage and Computers * HEALTH: Dentistry, Orthodontia, Electric Mobility, Veterinary, Plastic Surgery, In-Vitro and Radio Keratotomy * RECREATION: Fitness Equipment, Health Clubs, Fitness Equipment, Resorts Timeshares, Martial Arts, Dating Services, Campgrounds and Travel Clubs * TECHNOLOGY: Computers, Websites, E-Commerce, Electronics, Internet Appliances, Digital Photo, Internet Access If your industry is NOT listed above, then you need to contact REDSCISSORS.com as soon as possible - you will have a HUGE advantage over your competition when YOU begin offering consumer product finance options to your customers while others in your industry turn them away! Use consumer product financing - also known in various markets as Installment Contracts, Promisary Notes, Leases, Membership Agreements, Service Agreements, Maintenance Agreements, or License Agreements - to help you turn the tide in the marketplace! If you have ever asked, "How can I get financing for my customers?" or "How can I get financing for my products?", then RedScissors.com might be able to help you to acquire customer financing. STEP 1: It's easy ... follow the link below to our simple Consumer Product Financing Inquiry Form and one of our representatives will start the process to help you get financing for your customers and increase your sales. Yes, I Am Interested In Consumer Product Financing

ARTICLES He Ain't Heavy, He's My Other ...Salesman! Imagine the world's most perfect salesman! Maybe he would be someone who sells to customers to whom other salesmen are unable to sell, works 24/7 and holidays without complaint and asks for no expensive benefits ... not even a parking space! What would that salesman be worth to you and your business? How much extra would you be willing to pay him? Consumer Product Financing is YOUR super salesman. Let's face it, not being able to get financing for a product costing $500 or more puts you at a competitive disadvantage. No matter how good a flesh-and-blood salesman is, or how good your product is, or how desperately your customer needs your product, if you customer doesn't have the money to pay for the product, there simply cannot be a sale. How many customers walk out your door because they can't come up with your full purchase price right now? How much stronger would your company be financially if you could increase your sales by up to 20 percent or more? Having a Consumer Product Financing plan in place makes those sales possible NOW. In fact, Consumer Product Financing transforms ALL of your salesmen into super salesman! Well, except for that 24/7, holiday part. But they CAN sell to customers to whom they could not sell before - those without access to the full purchase price at this time. How much would THAT be worth to you and your company? Give it a try! The first step for you to take is to fill in the basic information on our simple form to get the ball rolling.